Verified fleet risk, built into insurance processes
Draivn turns fragmented fleet data into validated risk exposure for better-informed insurance decisions.
See what changes in your workflow
At quote and renewal
Make current risk exposure visible before bind
Underwriters receive validated exposure and risk characteristics ready for rating and pricing.
Today
Decisions rely heavily on declared and historical information.
Draivn
Provides a current, validated risk exposure profile with the core rating factors consolidated in one view.
Change
Underwriters make confident selection and pricing decisions with a clear, verified picture of fleet risk.
During the policy term
See where portfolio risk needs attention
Monitor changes in fleet operations and risk characteristics to guide portfolio reviews and loss-control priorities.
Today
Teams struggle to identify which accounts need closer review or loss-control support.
Draivn
Highlights material shifts in risk characteristics, with the evidence behind them.
Change
Teams can prioritize accounts and engage early with targeted loss-control actions.
When exposure changes
Keep policy records aligned with fleet exposure
Servicing teams work from a current, verified exposure record to support policy updates and capture the right premium.
Today
Keeping premiums aligned with changing vehicle counts and mileage creates a significant operational burden.
Draivn
Maintains a verified view of current exposure, updated monthly to support endorsements and premium adjustments.
Change
Automate routine endorsements as fleet exposure changes, reducing manual work for servicing teams.
When an event occurs
Bring verified evidence into the claim record
Draivn notifies claims teams of confirmed accidents and provides structured, verified evidence of what happened.
Today
First notice of loss can be significantly delayed. By the time teams begin gathering evidence from multiple sources, critical information may already be lost.
Draivn
Promptly provides a structured, consistent overview that includes coverage verification, driver & vehicle details, and accident overview including video footage when available.
Change
Verified information supports early triage, investigation, and reserving decisions, while helping identify fast-close opportunities.
Brokerage workflows
Use verified fleet risk profiles to support better placement outcomes and provide informed advice to clients throughout the policy term.
Draivn delivers validated view of risk for every decision
Draivn combines fleet telematics, FMCSA, external context, and submission data to validate exposure, help assess risk, and keep your teams working from a single source of truth.
Connected data
- 350+ telematics systems
- FMCSA, weather, & map data
- Submissions, schedules, & loss runs
- Policy and claim master data
Insurance-ready outputs
Exposure validation
Reconcile declared exposure with observed fleet operations.
Frequency & severity scoring
Bring frequency and severity signals into risk assessment.
Risk classification & benchmarks
See how a fleet’s risk characteristics compare with peers.
Continuous monitoring & alerts
Identify material changes throughout the policy term.
Start without an IT project
Begin in Draivn’s UI and seamlessly connect it to your underwriting, PAS, and claims systems as you scale.
- Set up your account and invite fleets.
- 5 minutes
- A fleet authorizes telematics data sharing.
- < 5 minutes
By next morning
A validated fleet risk profile
See how the fleet actually operates, with verified exposure and key risk characteristics in one view.
Throughout the policy term
Visibility into exposure changes
See what has changed post bind and which developments need attention.
Within the first renewal cycle
First measurable evidence of value
See how your telematics-connected book performs against non-connected risks – and measure the impact.
Your first profile is ready the morning after the fleet connects.
Delivery options: Draivn UI · API · S3 · MCP
Security and governance built for insurance
Enterprise-grade security
SOC 2 compliance and continuous security monitoring help protect the confidentiality, integrity, and availability of fleet data.
Insurance-specific consent
Draivn confirms that the fleet has approved data access for your company and the specific insurance purpose.
Policy-linked access
Access is limited to approved parties, purposes, and periods. Data sharing stops automatically when the authorized policy term ends.
Get started with Draivn today
We turn fleet telematics into validated risk exposure – for underwriting, portfolio management, loss control, and claims. Trusted by insurers, MGAs, and brokers across North America.